BRAC Bank achieved a 53% growth in its Net Profit After-Tax (NPAT) on a consolidated basis in the first six months of 2025.
The bank’s consolidated financials, which include all its subsidiaries, showed an NPAT of BDT 906 crore during January-June 2025, a significant increase from BDT 591 crore in the corresponding period of 2024.
BRAC Bank standalone NPAT of the first six months was BDT 620 crore, representing a 20% increase from the previous year’s BDT 519 crore. Despite the challenging economic andindustry conditions, the Bank delivered strong balance sheet growth in H1 2025, significantly ahead of market average growth rates, with total customer deposits growing by annualized 28% and loans and advances increasing by 7%.
The bank’s financial and operational accomplishments for H1 2025 and earnings were unveiled during a virtual earnings disclosure event on August 21, 2025. The event, broadcast live on social media, was attended by investment analysts, portfolio managers, and capital market experts from local and foreign markets who were the bank’s stakeholders.
BRAC Bank’s Managing Director and CEO (Current Charge), Tareq Refat Ullah Khan, and other senior officials presented the financial results, operational achievements, and strengths of the bank and outlined the Bank’s strategic focus for the future. At the end of the disclosure event, a Q&A session was conducted.
Highlights of the Bank’s performance in H1 ‘2025:
Consolidated Earnings per share (EPS) increased to BDT 3.56 in H1 2025 compared to BDT 2.62 in the corresponding period of 2024.
The bank’s consolidated net asset value (NAV) per share rose to BDT 42.60 on 30 June 2025 from BDT 39.38 on 31 December 2024.
BRAC Bank’s standalone total deposit grew by 13% in H1 2025 compared to December 2024, showing strong alignment with its long-term growth strategy and customer confidence.
Consolidated Return on equity (RoE) and Return on assets (RoA) stood at 17.36% and 1.27% respectively.
Total consolidated revenue increased by 29% compared to H1 2024, driven by higher non-funded income coupled with Interest income.
The bank’s NPL ratio (non-performing loans) stood at 3.37% in H1 2025 compared to 2.63% in December 2024.
Regarding BRAC Bank’s financial results, Managing Director and CEO (Current Charge), Tareq Refat Ullah Khan, commented: “Our success stands as a testament to our strong commitment to our customers, our community, and our country. Fuelled by the trust and confidence of our customers and stakeholders, we are poised to continue innovating, empowering, and contributing to the inclusive and sustainable development of Bangladesh.”
“With consistent financial performance over the years, BRAC Bank is recognized by all stakeholders as a role-model for corporate governance, compliance & values-based banking in Bangladesh. We would like to thank our Chairperson and Board of Directors for their direction, the Central Bank for their guidance and our customers for their steadfast trust in BRAC Bank,” he added.